CHARLESTOWN — A Warwick man was killed yesterday afternoon while riding his bicycle along Route 1 south between Kings Factory Road and Posser Trail, the police said.

The accident happened around 4 p.m. when a gray Buick Rendezvous sport-utility vehicle traveling south on Route 1 veered off the road into the shoulder, fatally striking Frank J. Cabral, 41, of 90 Sheffield St., Warwick, who had left a summer cottage he was staying at on Matunuck Beach Road to go for a bicycle ride. Cabral was riding in the same direction, on the shoulder of the road, witnesses said.

Cabral was pronounced dead at the scene by the state medical examiner.

The driver of the SUV, Pamela J. Hurst, 59, of 17 Danielle Ave., Westerly, was taken to Westerly Hospital as a precaution. She was expected to be treated and released.

Wreckage from the crash spread across the road’s three lanes and shoulder, which prompted the police to close the road between Kings Factory Road and Posser Trail while the accident was cleared and the accident reconstruction team investigated.

Traffic was diverted through Kings Factory Road.

The posted speed limit in the area is 50 mph.